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No-impact soft credit check

Windmill runs a quick soft credit check through Equifax to view your score. This won't affect your score and is not visible to other lenders.


Minimum 580 credit score required

Note that first and last name are auto-filled. Clients can not change it at this stage

Submitting an application does not guarantee that my loan will be approved.    
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Security Questions

Verify your identity with these 3 questions:

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Security Questions

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Security Questions

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Congratulations! You’re eligible for a Windmill loan. 

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Congratulations! You’re eligible for a Windmill loan. 

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We're sorry, but you don't qualify for a Windmill loan at this time

To be eligible for a Windmill loan, you must:

1. Live in Canada.

2. Hold an eligible status: Be a Canadian citizen or an immigrant with permanent resident, protected person, convention refugee (with a notice of decision) or provincial nominee status.

3. Have no active bankruptcy.

4. Be internationally trained: Have post-secondary education from outside Canada or at least one year of related work experience before arriving in Canada.

5. Be pursuing a career plan: Be enrolled in a training, relicensing, assessment or education program. (Note: If you meet this requirement but were declined, your specific program may not be eligible.)

6. Meet the credit minimum: Have a credit score above 580.

Questions? Read our FAQ.

If you’d like more details on why you weren’t eligible this time, please email us.

We couldn't locate your details with Equifax, please proceed to manual verification

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